Property ROI Calculator

Calculate true return on property investment with 5-year projections

Frequently Asked Questions

What is a good ROI on property in the UK?

A good ROI varies by strategy: BTL typically 5-10% net, BRRRR can achieve 20-50% cash-on-cash, HMO 10-15%. Higher returns come with more work and risk.

How do I calculate ROI on a rental property?

ROI = Annual Cashflow / Total Cash Invested x 100. Total cash invested includes deposit, stamp duty, legal fees, and any refurbishment costs.

What's the difference between ROI and rental yield?

Yield = Annual Rent / Property Value x 100. ROI includes both cashflow AND equity building from appreciation. Yield is simpler but doesn't account for all returns.

What is cash-on-cash return?

Cash-on-cash return is annual pre-tax cashflow divided by the total cash invested. It's the most accurate measure for BRRRR and leveraged investments.

What is the average UK property ROI?

Average UK property returns are 8-12% total (3-5% yield + 3-5% appreciation + 2% equity from mortgage paydown). London tends lower yield/higher appreciation, provinces vice versa.

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