BRRRR Calculator UK
Calculate returns on the Buy, Refurbish, Refinance, Rent, Repeat strategy
Frequently Asked Questions
What is the BRRRR strategy?
BRRRR stands for Buy, Refurbish, Refinance, Rent, Repeat. It's a strategy where you buy distressed property below market value, renovate it to increase its value, refinance to release capital, and use that money to buy the next property.
How much deposit do I need for BRRRR?
Typically 25-30% of the purchase price plus refurbishment costs. This covers the deposit, stamp duty, legal fees, and renovation budget. Some bridging lenders may finance both purchase and refurb.
Can you BRRRR with no money?
It's challenging without capital, but options include: using bridging finance, joint ventures with investors, or seller financing. You need some capital for the initial deposit and to cover the gap during renovation.
What is a good BRRRR deal?
A good BRRRR deal typically has: 20-30% discount to ARV, refurbishment costs under 15% of ARV, refinance at 75% LTV or less, and positive cashflow of £200+ monthly after all costs.
How long does a BRRRR take?
Timeline: Purchase completion 2-4 weeks (auction) or 4-8 weeks (traditional), Refurbishment 4-12 weeks depending on scope, Refinance 4-8 weeks for standard BTL. Total: 3-6 months from purchase to refinance.
Want to find BRRRR deals automatically? Try SiftProp.
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